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Use fiat. Bitcoin is not for you. Case closed.

Bitcoin is for everybody that can and wants to use it. Offer a technical solution or stay silent.

Better learn how to manage your LN liquidity

They have a spending problem, likely due to censorship, be it whitelisting or blacklisting policies. Their liquidity is fine. @denationalized correctly identified the problem. One solution of this problem is using renepay instead of pay .