good distinction, and yes it'll look different... I used the expedition example because my truck outperformed Bitcoin after covid stimmies, lol

But you're still buying stuff FROM somebody, when you buy a car the dealer pays off their floor plan... which is debt

When you buy a deck, the builder has debt...

It all goes towards debt eventually in a debt based monetary system, to your point it might take extra hops (the builder and the car dealership)... but that's much different than supply inflation which is sticky and broad... I don't think we'll see beef or egg prices get worse for example.