Yes. Maria would notice her "lightning" transaction costs more than her friends who used a real lightning wallet because Maria's transactions are on-chain. She will especially care because so many people were suggested to use this wallet that Muun txs drop from the mempool (they use sent lightning payments without the necessary on chain confirmation) if muun does not raise the fee high enough to stay in the mempool. Eventually, poor Maria has to choose between paying really high fees, or waiting for things to calm down so she can transfer to a real lightning wallet, which she probably doesn't even know about because if the Bitcoiners, the people she deferred her knowledge to in regard to the best wallet software for her use case, told her about it, she would have been using that in the first place.
So what would you recommend her? Wallet of Satoshi? I do transfers with my node, Muun and WoS, and the fees are pretty similar.
With Muun I usually pay between 5 and 25 sats per transaction that is less than 1 cnt. Are those high fees theoretical after scalation or real based on your experience?
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The fees are theoretical based on a country of people using the same wallet. I personally would be suggesting Phoenix wallet, knowing that I have to take the time to explain lightning addresses vs on-chain addresses, knowing I'll have to explain backup seed phrases, knowing I'll probably have to pay her first 10k sats so doesn't freak out at the initial fees that phoenix has.
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Yeah, the channel opening fees can be quite dramatic in the beginning I think.
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But I'm saying that I believe strongly enough in this to pay the fees myself.
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Yeah. Also good opportunity to explain more about how LN works.
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It's 1% iirc. I don't think that's dramatic. But that's me, a relatively wealthy Westerner...
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It's 1% with 3000 sats as minimum. It's not a lot in "absolute terms" but it's a lot if you just got onboarded to LN and the first thing you have to do is to pay 3000 sats which is more than for a on-chain tx.
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Non-custodial lightning is always going to cost at least an on-chain tx. That's just the inherent economics.
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Just use Phoenix wallet. It's a genuine lightning wallet and works well.
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