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It depends of so many factors: family, education, your relation with money, your age, your nationality, you social background (if you come from a poor family... )
your nationality?!
I mean, maybe I agree with you but please elaborate.
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if you are coming from Madagascar for example where you struggle to eat everyday, where you can not find any jobs, where may be your parents ask you to rob to eat....
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what's that got to do with nationality?
And what do you think would be different with a person like that suddenly coming into wealth?
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have you been to africa ?
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so you should understand that your last questions are non sense..