If the exchange rate of bitcoin to fiat drops I see it as an opportunity to exchange the fiat I have for more sats.

I have established enough conviction over the years to not be affected much by exchange rate volatility. My goal is to accumulate as much sats as I can as well as spend sats on goods and services when and where possible.

Over time, the purchasing power I will gain will trump any purchasing power I had if only holding fiat or fiat denominated instruments.