Thanks!

As for the contract being enforced - since the payer has no real downside and (our personal/business reputations are all we really have...the contract is simply one-sided as if I (as the owner) screw you over you just ruin my reputation :) and people quit using my service or business....

I am thinking that the business owner would indeed receive the Bitcoin (possibly in an escrow account or something) but as long as the business is providing the future savings in FIAT terms - that should be OK and the customer would simply realize the savings on a future purchase - which again is a method of keeping customers coming back :) I really didn't think there would be a "FIAT" payout as that would kind of defeat the purpose I think.