Thanks to the neoliberal FIRE economy. 'Free market' deregulation for the purveyors of fiat debt created out of nothing and no longer required to be purposed toward productive investments. Beware of politicians and lobbyists touting 'free market' reforms when they are applied to the last great state imposed monopoly - Fiat Money. They did it in the 1980s and now we can see the result- but most people have no idea how this massive rentseeking scam was orchestrated under the 'neoliberal' free markets' ideological banner. This is a major factor in the decline of western civilisation and is brought to you by the parasitic Jewish bankers who own your government.