I think this is that "balancing act".... We have to maintain the floating rate of Bitcoin value as compared to the FIAT system we are forced to interact with....at least until such time as the FIAT system becomes more unstable than the Bitcoin one....

Imagine what we are going to do when USD (and other major world currencies) see even higher inflation rates.... It will get even more difficult to value things in the old systems...and things will be getting even less expensive in Bitcoin terms... imagine being locked in to pay 100k sats but instead of being valued at $100.00 usd it becomes $1000.00 from one month to the next?

For me - that is why I let the BTC value float when compared to the rent I charge...as I lock those rents in for 12 months....but imagine the pain I will feel if I lock someone into a 12 month lease at 1000.00/mo. and the value of that 1000.00 usd drops to 500.00 due to inflation.... It really is a matter of controlling the time and the value vs one or the other...

I think we are going to see a lot less long-term loan products on Bitcoin...and you won't find people with "annual" salaries but you likely find shorter and shorter term salaries....or locked in and paid up front or something....locked into a long-term multisig with monthly withdrawals or something based on performance?