I don't think it's about the code, it's about the regulation and the ramps, which the bag pumpers have done a great job of handing over eagerly to corporations and states in the interest of quick gains. Meanwhile VC's have steadily convinced us that custodial Lightning is the best way to get people to use bitcoin as cash, when at best that arrangement is no better than using dollars. This current pattern of adoption doesn't necessarily lead to widespread adoption among a billion people. In fact, I think you could make the case this path leads to even darker places than fiat.