No experience with either but check out these guys.

K&C has some of the best steaks I've every grilled for any amount of money.

Honestly, they are better than anything I usually get in fine restaurants. It is VERY rare that I find a restaurant steak that is better than one for these guys.

It's an hour and a half. Here's a summary from the description:

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The most important takeaways are that you have an opportunity, now, to reset cost basis, which may seriously impact your future tax bills, and to protect your previous years reporting, but you HAVE TO take action now.

There are five steps most people should take. You'll need to listen to the whole interview, do a bit more research, and talk to your tax advisor, but here are the basic steps to get you started.

Step 1: Consolidate your assets: the goal is to reduce the number of wallets you have for each asset type to a reasonable number. If tax were your only consideration, then the ideal number is one asset / one wallet. However, given security and other issues, one to one isn't necessarily realistic. Review what you have, consolidate where you can, in the context of what makes sense for you.

Step 2: In the process of consolidation, remove all assets from centralized exchanges. This is to allow "cost basis cleansing". You can move them back later (after January 1, 2025) if you want. The reason to do this is because unless you have only ever used one exchange, kept your assets there, and never moved them elsewhere, after 2025 the exchange will likely report an incorrect cost basis.

Step 3: Simplify, ideally into pure assets. The more fringe things you're doing, like staking, the more challenging from a tax perspective things will be for you moving forward. If you don't really understand the tax implications, you may want to simplify for now. Spend a bit of 2025 learning about tax and then jump back in when you're ready for the recordkeeping necessary to keep your tax situation clean.

Step 4: Download a report showing your tax basis for your assets, correct errors as needed. Write a memo to document any weirdness. Save the file(s) with some reference to 2024 IRS Safeharbor in the name.

Step 5: Use opentimestamps.org to timestamp your correct report and memo, which will provide proof of your personal declaration when the time comes.

In this interview, Kirk and Andreas then discuss a number of questions from Andreas' patrons including: 0:00:00 History of traditional finance and tax gaps along with an overview of the issues. 1:13:00 What are the consequences of not doing anything? 1:17:00 What exactly is a wallet for purposes of the safeharbor? 1:22:00 What software adapts best for this use? Kirk's links to crypto-tax software: www.cryptobullseye.zone/crypto-tax-software-store 1:24:00 What should we look out for? 1:27:00 I've used coinjoin etc and only purchased, never sold, do I need to do something? (yes) 1:30 Specific lots would be useful for me, I've only purchased on Coinbase, do I need to do something? (yes) 1:32:00 I've got shared cold storage, is this an issue? (YES, fix it now in the safeharbor) 1:37:00 Summary

Congrats man!! That's amazing!

Yeah, you don't need changing table if you have some spot where you can comfortably change diapers without bending your back. In the beginning you NEED bassinet and later you should probably get a crib (like at 4 months...). The thing with crib is that doctors tell you that your baby super duper has to sleep in a crib and women have this instinct to instead bring the child in the bed and sleep with the kid in the bed. So you will have to eye it based on whether doctors or your wife win.

Car seat is a must! In many states and countries they don't let you take the baby from the hospital without car seat.

Here are some things that were actually very useful

Diapers

Babies are super addicted to anything with lights - so any toy that has lights and makes sounds will be a win. But at the same time you want to limit their addiction, so only get couple of the "lights" toys. Fisher-price is decent brand that makes all toys. Like this one is a win https://www.amazon.com/Bright-Starts-HugaBye-Musical-Elephant/dp/B08R5TR23X/

Overrated