I'll do one later today. After my coffee 😁

I should do another update, it's been a few weeks, but I've been having a lot of fun with the wheel.

Paid

Boooooo!!!!

I've actually been keeping an eye on Sofi for a while now. I want to eventually add it to my wheel. It's less volitile, so lower premiums, but thst also makes it safer to wheel.

I'll probably start spreading out a bit if/when I get to 10k

Thanks as always!

Almost never, but i did just clean out a box of old paperwork and shredded that.

Also depends on what data walsh considers to be relevant. I've been digging around on him a bit, I still assume that he is going to cut rates, but I don't know how aggressively.

That's why I'm going to move in next to you. At least you'll invite me over.

That sounds miserable.

No, I don't think that's a thing here. I've never heard of property tax on a vehicle. We do have registration fees but I think that's like 100 annually.

The people who hate HOA's probably didn't read them before they moved in, or they shouldn't have moved in if they didn't agree with the rules.

I wouldn't live in an HOA personally, but they exist for a reason. If you find one that works for you, I say do it.

That's exactly the type of place I live. There's restaurants, entertainment, etc. My wife works from home, but both of the cars are paid off. There may be an argument to downsize to just one eventually though.

It's just me and the wife, but I can definitely see the upside to having a home with a family.

I love my current place, I don't imagine I'll be leaving soon. It's more of a living/shopping hybrid. I walk to the grocery store daily.

There's definitely liquidity issues. I actually still think the fed is going to have to print regardless of who is in charge. My guess is still early to mid Q2 the printers turn on, but I'm almost definitely wrong lol. I don't make great predictions, even if I have a reason behind them.

I had loud neighbors where I owned too. Assholes exhist everywhere. I actually had a fair bit of distance, but they liked to have fires and stay up all night drinking and partying.

All I know is that I hated ownership. It was a constant pain in the ass, and it wasn't my cup of tea. I honest to god hate yard work, and maintenance, and the never ending supply of headaches.

More power to anyone who wants to do it, but I'm not going to do it again.

Personally, I think rates are going to go down under Warsh. He is a supply-side guy, and has the opinion that AI productivity will be deflationary. Therfore, there's room to drop intrest rates. I don't think Trump would have nominated him if he didn't want lower rates.

I don't know how long it will take the market to come to the same conclusion, but I think people were expecting QE again, and Warsh was really opposed to it. Also, it looks like we dodged another government shutdown, so we may have a green Monday anyhow.

I guess we see what happens after the market has the weekend to digest the news. I don't think the new fed chair will be as hawkish as the market thinks, considering who appointed him.