You are just adding other vectors of attack on the long term. And if you use bitcoin a lot you will most likely end up moving the coins around at some point and have nothing left in whatever instructions you gave.

There is no easy solution. All actors in your scenario could turn on you and steal your bitcoin.

Just use bip85 from your master key, give them the xpub / watch only and once they are old enough export the 12 so they can take custody.

We don't know the future, something bad could happen to bitcoin before the timelock is over and be left with unusable utxo.

They really got a thing with release names!

The is the option to disable automatic on the fly channel creation in the configuration menu.

What you probably want to do is send yourself a large paiement to open a big channel, then return most of the funds to yourself to make room on that channel to recive paiements.

There is also QubesOS and OpenBSD worth looking at

Fedora because I got brain washed years ago by redhat.

My reward splitting function is:

[Total.hashrate] / [ Home.hashrate ] * 100

Then I check with the decimals and round up.

What a terrible idea.

Or bip85 and some passphrases to keep it simple. Multisig is tricky.