one of my favorite classics:

But here are two that I took so they are a bit better (though I took them a long time ago):

another good one I like to use for important accounts: use uuidgen to generate a new uuid and use gmail's feature of ${username}+${uuid} @ gmail.com (and if you don't want to use gmail as primary, you can have it forward to protonmail or wherever.

This makes your login username also be a non-guessable unique password per service. You'll know who sold your email (or who got data breached) by what your incoming address is. And if your email does get leaked, nobody will be able to guess your email for other accounts, preventing brute force attempts and password reset phishing shenanigans.

The government should issue a revocable GPG key to parents instead of an SSN. Parents are responsible for revoking the key with the publication of a new one. Everyone gets a GPG key, which can be used to sign for authentication. We need to end this joke that an SSN is a secret.

Recently, I deeply enjoyed White Noise, which made me buy a few more books by Don Delillo.

Excellent reference pose 🐶

Likewise. I’m just now finding that it makes sense to take reasonable amounts of calculated, low-APR debt in order to invest more in my own higher APY fund.

I’m having trouble understanding why someone would borrow 1 BTC by putting 1 BTC into a lending contract instead of just using their 1 BTC for the enterprise (while not having to pay interest)…

Selling bitcoin at $400. Day trading Bitcoin. Sending money to ASIC scams (butterfly labs, etc) pre-production that never landed. Not taking out as much debt as possible when rates were zero.

I love these!

If you have a goal, recording metrics and auditing rate of progress is critical to success. Anyone not tracking their net worth is not effectively pursuing any kind of financial goal (retirement, education, freedom). I’ve been tracking net worth meticulously for over a decade.

I find it useful to track a lot of other metrics aside from dollar values of assets and debts. How much is your net worth in dollars, bitcoin, median housing units, gold, lattes? Is your net worth going up or down as a percentage of total value in the global economy (meaning are you actually doing better or worse at achieving positive value for value exchange)? There’s enough data sources now that plugging these things into a spreadsheet and tracking status once a month is a no-brainer.

Before Bitcoin was clearly the way, my retirement plan was to maintain crowd lending balances using prosper and lending club—I was making a consistent 12.5% for several years so that seemed like a great plan, until monetary debasement really took off and I found that my house was gaining 15-25% annually and the idea of holding USD debt certificates rubbed me the wrong way. You can see the distribution of assets changing over time in the top left chart (I used to bucket Bitcoin in a single crypto category and it took a while to separate it out as its own thing so most of the early “crypto” bucket was really Bitcoin, but I used to have far too much ETH and LTC back when Coinbase only had those three options).

Note that I have never held any portion of my assets in bonds and I probably never will.

If I were to give advice to myself 20 years ago, I'd say to start wide but choose a deep path, then zoom out again. I spent decades staying wide and rarely going deep, which is fun but randomizing and less productive. In the few places where I've really gone deep, it's been amazing, but finding the discipline to not get distracted by the wide array of other options is always a challenge.

love brutalism in a cyberpunk dystopian sense.

Kind of looks like the middle class is becoming more middle.

I think we are still very early and territories are a subtle knife in the side of reddit. Ultimately, why would anyone use Reddit? For karma? Why would you spend time on stock traded platforms that are selling your data to Google (Reddit ipo is days away) if you had an option of building the same communities powered by sats instead of karma points. Sure, it’s a long road and Reddit has a huge user activity base, but I’d move it all here if it were up to me.

I think as people realize that platforms are making huge amounts of money from their usage and time, they will seek honest communities built upon an honest ledger. Same goes for Steem/Hive. All of those communities would be better here.

Is that white gel pen on top? Very cool :)

Jokes on everyone, Elon Musk has been mining bitcoin since 2010 and he moved it to an exchange so he could ape it into Dogecoin to drive it to $1 before dumping Doge back for 7,000 bitcoin.

Carnage.

Totally, which is why this particular batch is so interesting. Why stop at moving precisely 1,000 of mined bitcoin unless it’s just a round chunk of a bigger set of holdings.