You could very well be right, but I do not believe it. How many people do you know that went back to paying by credit cards or cash after they used their phone to pay for stuff?  People will always select the easier path and cash is not it if there are easier to use alternatives. Majority of people do not care about privacy (eventhough they think they do). Just look at all that crap people post on social media.  I am just a sceptic when it comes to majority of the earth's population making any wise choices :(.

swmtr

bitcoin

My New Years Resolution: Use More Cash

chungkingexpress

I don’t agree and I don’t think that is the right analogy. Cash is still huge in most of the world. Just happens to be that NZ is trying to go digital. A few people (literally just a few) making a stink in a small place like NZ can make a difference.

**Better analogy:** cash is like owning your own reliable car, card is relying on Uber.