Rada is an enterprise-grade, multi-currency payment processing system that integrates M-Pesa, Bitcoin, and Lightning Network payments. Designed for the African fintech ecosystem, it provides a secure, scalable, and developer-friendly platform for merchants and users. Built with Node.js, React Native, and modern DevOps practices.
Payment MethodsPayment Methods
- M-Pesa Integration - Complete Safaricom M-Pesa API integration
- Bitcoin Payments - Direct Bitcoin transaction processing
- Lightning Network - Instant Bitcoin payments via Lightning
- Multi-Currency Support - KES, BTC, USD, EUR with real-time exchange rates
M-Pesa fees for 2025
In Kenyan Shilling:
In sats as of 25/8/31 22:00 UTC:
I like the sats standard, but also easier when % is in
In sats as of 25/8/31 22:00 UTC:
Funny enough, the more one transfer the cheaper it become. How's it?
Yeah I was being lazy. This looks much better!
This is what you get when your fixed price per transaction is more significant than your variable price, normally, but you're under pressure to not charge insanely high prices per tx, which M-Pesa has been facing (see for example the interview from #894366).
However, I'm not entirely convinced that this is the case here! Maybe @KenyaCoin has more insights.
The main competitor, with a relatively tiny market share of the mobile money market, does not charge for in-network transfers (from one Airtel Money customer to another). And they are otherwise mostly less expensive.
Transfers:
Withdrawals:
Most everyone whines about the m-Pesa fees, and LN is just sitting there.
LOL, Africa is not a country.
M-Pesa is a franchise, available to mobile network operators in many countries, but from a quick glance, Rada is (today), only available with Safaricom M-Pesa (and in Kenya, for KSh conversions only).
I think the only friction in using Rada will be in applying for the API key where they scrutinize the application, where if you are honest and say it is a form of a bitcoin or "crypto" exchange, they will decline granting of the credentials. Will be interesting!
Who said that Africa is a country?
Well, it will be fun until it works. it's a great fiat-to-btc bridge in Africa, it's open source and could be replicated by anyone else.
Well, it was in the title.
But looks like I passed over the "Designed for the African fintech ecosystem" before having typed that.
While the only service supported, today, is Safaricom M-Pesa (which works only in one country), other similar mobile money services with API access could be added -- whether that be in Africa, or wherever else those Mobile Money operators are.
That's true, maybe the author got confuser and used for instead of from. That's where I took it from
If this is the case, it could be even more powerful of what I though. As you mentioned earlier, the only issue is the APIs access grant/denial from fiat-minded telco operators. Look forward to seeing more APIs services plugged in.