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Rada is an enterprise-grade, multi-currency payment processing system that integrates M-Pesa, Bitcoin, and Lightning Network payments. Designed for the African fintech ecosystem, it provides a secure, scalable, and developer-friendly platform for merchants and users. Built with Node.js, React Native, and modern DevOps practices.

Payment Methods

  • M-Pesa Integration - Complete Safaricom M-Pesa API integration
  • Bitcoin Payments - Direct Bitcoin transaction processing
  • Lightning Network - Instant Bitcoin payments via Lightning
  • Multi-Currency Support - KES, BTC, USD, EUR with real-time exchange rates
In Kenyan Shilling:
Amount KShTransfer KShWithdrawal KSh
49FreeN/A
100Free11
500729
1,0001329
1,5002329
2,5003329
3,5005352
5,0005769
7,5007887
10,00090115
15,000100167
20,000105185
35,000108197
50,000108278
250,000108309
In sats as of 25/8/31 22:00 UTC:
Amount satsTransfer satsWithdrawal sats
3480-
710078
355149205
710292205
10653163205
17755234205
24857376369
35510405489
53265554617
71020639816
1065307101185
1420407451314
2485717661399
3551027661974
17755107662195
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I like the sats standard, but also easier when % is in
In sats as of 25/8/31 22:00 UTC:
Amount satsTransfer satsWithdrawal satsTransfer %Withdrawal %
3480N/A0.00%N/A
7100780.00%10.99%
3551492051.38%5.77%
7102922051.29%2.89%
106531632051.53%1.92%
177552342051.32%1.15%
248573763691.51%1.49%
355104054891.14%1.38%
532655546171.04%1.16%
710206398160.90%1.15%
10653071011850.67%1.11%
14204074513140.53%0.92%
24857176613990.31%0.56%
35510276619740.22%0.56%
177551076621950.04%0.12%
Funny enough, the more one transfer the cheaper it become. How's it?
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100 sats \ 1 reply \ @optimism 31 Aug
Yeah I was being lazy. This looks much better!
Funny enough, the more one transfer the cheaper it become. How's it?
This is what you get when your fixed price per transaction is more significant than your variable price, normally, but you're under pressure to not charge insanely high prices per tx, which M-Pesa has been facing (see for example the interview from #894366).
However, I'm not entirely convinced that this is the case here! Maybe @KenyaCoin has more insights.
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100 sats \ 0 replies \ @KenyaCoin 7h
The main competitor, with a relatively tiny market share of the mobile money market, does not charge for in-network transfers (from one Airtel Money customer to another). And they are otherwise mostly less expensive.
Transfers:
Withdrawals:
Most everyone whines about the m-Pesa fees, and LN is just sitting there.
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LOL, Africa is not a country.
M-Pesa is a franchise, available to mobile network operators in many countries, but from a quick glance, Rada is (today), only available with Safaricom M-Pesa (and in Kenya, for KSh conversions only).
I think the only friction in using Rada will be in applying for the API key where they scrutinize the application, where if you are honest and say it is a form of a bitcoin or "crypto" exchange, they will decline granting of the credentials. Will be interesting!
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