It is not P2P, but it sure lays a foundation of understanding. You don't expect people who may not understand Bitcoin from scratch to jump in and start accepting p2p Bitcoin for payment of goods.

It starts with having firms that are willing to help them facilitate it. With time, their understanding and trust in Bitcoin will grow, and many of them will eventually switch to accepting Bitcoin directly.

You can't directly break away from the Fiat system, especially when most businesses, including raw material suppliers, are still largely living on the fiat system.

So there should be a bridge connecting Bitcoin payment acceptance and the ability to run their Fiat-based business. As the awareness grows, the benefits of directly accepting and holding their Bitcoins will becoke clearer and the switch will happen without anyone pushing for it.

We built a tool that now removes the need to always convert to Fiat, but to hold a stable value asset on the Lightning network.

So merchants can accept Sats, the fiat value of the sats they accpeted will be locked in, and at any point, they can also send Sats worth their locked in Value.

All of this happening right on the Lightning netowrk without creating any new kind of tokens or whatever. Purely a Bitcoin backed stable value asset designed to help Fiat-based businesses confidently accept Sats for payment without worrying about volatility.

This solution is currently implemented on Valet, a lightnweight nSelf-custodial Bitcoin and Lightning wallet. Valet is a fork of the popular Simple Bitcoin Wallet (SBW)

Read more about this here: https://standardsats.github.io/ https://github.com/standardsats/fiat-channels-rfc https://github.com/standardsats