Thats actually a really damn good point...... I never thought of it that way but.... yeah if anything that should be what is done.... I guess what is it Medicare that in theory is like that?

I was reading somewhere that the biggest "positive" that came out of the subsidies was that more healthy people were signing up for insurance and so there was an overall boost to the pool of money. If those go away like they seem to be there is a concern healthy people will pull out of the insurance pools. 

Cje95

Politics_And_Law

The GOP’s ObamaCare Opportunity (WSJ, The Editorial Board)

> My parents spent 20 years paying into it so it doesnt make sense to me that insurance companies would be able to kick me off once I needed to use it for surgery

I agree.  But the way I see it isn't whether they should or shouldn't be allowed, but why the default contract is year-to-year to begin with.  Why doesn't the market support insurance plans where you pay into it for 30 years, so that when you're young and healthy you're paying into it, but if you get sick when you're older it's there if you need it.
