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Is there a wallet that is easy to set up on my (Android phone), does not require me to run a node, and I retain custody as much as possible?

I will let other more knowledgeable stackers answer if there is a phone wallet that supports creating bolt12 offers.

I would encourage you to spin up a node running core lighting (it supports bolt12). It was not that hard and was a great learning experience when I did it.

Several of us here SN can help if you run into any technical issues during setup.

bolt12 is coming to LND, probably version 21

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or just use AMP invoices. same static codes.

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Yes, but not all nodes support. I had problems receiving from coinos like that. Anyway if someone else wants to try that here's a good guide: https://ramix.minibolt.info/lightning/lightning/lightning-client#greater-than-create-your-own-re-usable-static-amp-invoice

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but not all nodes support

because plebs are fucking stupid and don't know how to run properly a LN node. Is just a single line in conf file.
This is the hurting truth.

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indeed, for everyone running a node please activate it:
accept-amp=true
here's a good guide:
https://minibolt.minibolt.info/lightning/lightning/lightning-client#configuration

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