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Last week, Lava published an an update about their roadmap and future plans (#1274219). In the update, Lava's CEO spoke about "rebuilding the product from ground up" and how "no service is fully trustless."
This caught a few of their customers off guard. These customers began relationships with Lava under the impression that the bitcoin they put up for collateral was held in on chain contracts that did not involve custody.1
There was a minor uproar about this change, especially since some customers felt that it was not made clear to them that the change was occurring. Apparently they were presented with this update screen:
While this update marked a change from Lava's previous goal of using DLCs to a “cold storage and institutional-grade security systems that have safeguarded over $100B in assets globally.”
the crux of the problem to Kemeys is that he and other users had no idea the update authorized a change from a non-custodial to a custodial setup.
The Blockspace Media article goes into this change in some depth, particularly from the users' perspective as
Lava did not return Blockspace’s question regarding whether or not the raise prompted Lava to ditch DLCs. However, Maredia told Blockspace that he will be releasing a post mortem to clear the air this Wednesday, and we will update this article as relevant.
It's an interesting read, especially for those looking to learn about how not to communicate with users about fundamental changes to a live product.

Footnotes

  1. I'm still not convinced a DLC is all that different from custody: you need to be sure that the oracle will not collude with your counterparty for it to be truly custodial. But that just speaks to the nature of loans: you can't have a loan with self-custodial collateral.
186 sats \ 2 replies \ @optimism 7h
I'm still not convinced a DLC is all that different from custody: you need to be sure that the oracle will not collude with your counterparty for it to be truly custodial. But that just speaks to the nature of loans: you can't have a loan with self-custodial collateral.
I think you meant non-custodial? Regardless, you're right. There is also no point; if you put something up for collateral you literally don't own it. Same with your mortgage and your car financing.
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100 sats \ 1 reply \ @Scoresby OP 6h
Yes. I've been suffering a lot of typos lately. Gotta stop typing on a phone.
Whatever the case, this makes me think that Lava's transition makes a lot of sense. But it does sound like they did a poor job of enacting it (especially if they really did present users with a screen that signed transactions without clearly telling the user they were signing transactions).
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102 sats \ 0 replies \ @optimism 6h
Wait you typed all that on a phone? Amazing. I only do one-liners from the phone lol.
But it does sound like they did a poor job of enacting it
So the reason why there are regulations around how banks operate is because this forces them to properly disclose things. All of these fintech bros operating in crypto space are just dodging that kind of regulation. Imagine entrusting your funds to someone that wasn't able to make it in a regulated environment... would you? Personally I'm extremely skeptical.
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272 sats \ 0 replies \ @DarthCoin 7h
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102 sats \ 0 replies \ @BlokchainB 7h
Yikes
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stackers have outlawed this. turn on wild west mode in your /settings to see outlawed content.