31 sats \ 2 replies \ @DarthCoin 29 Jan 2023 \ on: What is the best ratio of BTC on LN to On chain? bitcoin
Always keep in mind this scheme of 3 levels of stash:
  • HODL - big amount, vault, cold wallet, almost never touch it
  • Cache - medium amount, "commercial bank" where you organize and manage in/out, nodes etcç
  • SPEND - LN wallets, small amounts, enough to cover your regular spending
I would split it in: 60 - 20 - 20
More guides I wrote about these things on my substack: https://darthcoin.substack.com/p/bitcoin-be-your-own-bank-think-like https://darthcoin.substack.com/p/getting-started-ln https://darthcoin.substack.com/p/lightning-wallets-comparison https://darthcoin.substack.com/p/private-lightning-nodes
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10 sats \ 1 reply \ @ek 29 Jan 2023
60/20/20 sounds like a lot depending on how much is in your vault/multisig. For me it's more like 5 times less than the more secure one. So assuming my total stack is 124, I would go for 100/20/4.
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9 sats \ 0 replies \ @iguano 30 Jan 2023
Exactly what I though.
It depends of your holdings and what are you doing.
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