Did you know that Satoshit invented this term?

Remember "If you don't get it, I don't have time to convince you". That actually is the essence of HFSP, not literally "I want you to stay poor, in terms of money". You will remain "poor" in knowledge.

And also there are many different moments when should be used this term.

This is not an insult. Is a warning. Only a dumb shitcoiner will think that this HFSP is an insult.