Judgment is for dictators, not peers. So you let me buy CCs, I let you use a bank. I just hope you don't get rugged, and I hope you hope that I don't fuck up my keys.

i absolutely agree with this and i think it is a good end for the discussion

i hope it is clear, that i never had the intention to tell you what you should do. it was a genuine interest in your reasoning for doing what you're doing and i think i understand you much better now than before

it is also worth mentioning, that we probably agree on more than we disagree