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I don't know where we'll be 6 years later, but at this point I'm not really treating this like an investment, or even a toy. If I do the perpetual, I'm thinking of it more like a donation to an ecosystem that I want to support.
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This is my logic. I don’t expect to ever
make a return.
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Go monthly until you know it is something you want to do long term and are comfortable with the finances of.