npub1zapsats

I agree, if the payment amount is near the channel size I want, Lightning is convenient because it directly creates inbound liquidity, *kill two birds with one stone*! As Darthcoin commented, if the amount is much larger than the channel size I want or have, then using on‑chain avoids tying up unexpectedly large capacity in a single channel.

06bc1a977d

It may be relevant from where the payment is coming. If it is coming from lightning, I'd probably try to receive it in lightning.

Also how big is the payment you are receiving. If you are receiving a payment that is close to the size of the channel you would like, I would receive it as lightning. If you are receiving more than you want for your channel size, do it on chain (although, I'm not sure why you would want to keep on chain sats in Phoenix for very long).

Also, Earth's advice on this is very good.

lightning

Where should I receive my first payment in Phoenix Wallet: LN or on-chain?

It may be relevant from where the payment is coming. If it is coming from lightning, I'd probably try to receive it in lightning. 

Also how big is the payment you are receiving. If you are receiving a payment that is close to the size of the channel you would like, I would receive it as lightning. If you are receiving more than you want for your channel size, do it on chain (although, I'm not sure why you would want to keep on chain sats in Phoenix for very long).

Also, Earth's advice on this is very good.