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It was a segwit. Using Sparrow, I figured out the issue was my node having only scanned as far as 22 and that address was at 70. Thanks to guides I've learnt another important lesson about dabbling in Bitcoin.
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This is called the gap limit problem
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Now I know!
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Definitely you didn't read my guides, especially this one about restoring / recovering nodes:
https://darth-coin.github.io/nodes/shtf-restore-lnd-node-en.html
Tip: was that address a taproot address or segwit ? Are different derivation paths.