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I agree. When I say “No fault of their own” I’m not absolving them from of responsibility. No one forced them to listen to podcasts use a single signature cold card and send bitcoin to it that has a weak seed.. They made rational decisions given the best data and information they had access to and their own technical expertise. If something happens that was outside of their purview it is possible fault is not on the victim. But it doesn’t absolve them from responsibility.
No fault accidents are a thing in the insurance industry which tries to mitigate risk.
Saying no fault is not infantilizing them but giving an explanation to a situation that even top security experts have missed.
I like using no fault accidents as the comparison.
The difference I see is that we don’t have the same kind of clearly established rules of conduct, so it’s not as obvious what “doing everything you should have done” means.
Risk is absolutely unavoidable. That's not my point.
My point is that it's important to respect the choices other people make and not infantilize them by denying their agency. These weren't babies. These were grown ups who decided to trust their savings to a new technology and decided who to listen to about that technology and how much research to do into understanding it.
The whole world, except for a bunch of internet weirdos, was telling them it was risky. If they drew the conclusion that it wasn't, then that was their conclusion and to some degree they have to own it.