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I agree. When I say “No fault of their own” I’m not absolving them from of responsibility. No one forced them to listen to podcasts use a single signature cold card and send bitcoin to it that has a weak seed.. They made rational decisions given the best data and information they had access to and their own technical expertise. If something happens that was outside of their purview it is possible fault is not on the victim. But it doesn’t absolve them from responsibility.

No fault accidents are a thing in the insurance industry which tries to mitigate risk.

Saying no fault is not infantilizing them but giving an explanation to a situation that even top security experts have missed.

I like using no fault accidents as the comparison.

The difference I see is that we don’t have the same kind of clearly established rules of conduct, so it’s not as obvious what “doing everything you should have done” means.

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