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Noones always came off as scammy to me. But if a person who has fiat and wants dollars and isn't particularly savvy must use a p2p exchange (which I will say by definition must be self custodial), I don't think they can move very much volume.
Perhaps I'm wrong about this though. I'm more familiar with doing trades around the 1 million sat size on bisq than 50 or 100 million sats (can you even do such trades on bisq?)
If you need to withdraw funds, it had a problem to begin with.