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It's all part of the same issue, and the same solution: The Titanic Sank.

I don't know why this article was downzapped so much, but this rings true:
'You can't sell hardware wallets to normies as the ultimate solution and when they get rekt answer "no but you should have checked your RNG method and...".'

Its kind of like...You should run your own Bitcoin node, no I mean lightning node, I mean LND because CLN just had an issue that someone posted on X, I mean you got to rebalance the channels and because your partner force closed because of BIP110, what do you mean you don't have terminal access? You just need to setup a bash script to login and restart your node remotely if it hangs...

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The purists who downzapped me are butthurt because of being forced to face the truth.
It's unfeasible for every single bitcoin user to also be their own entire banking service. That's the exact reason why the banking service exists. And the exact same fundamental division of work will happen with bitcoin if it's ever to become common currency.

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too many SN users have too much free time

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And are miserable enough for their emotional balance to rely solely on their childish pipe dreams.

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