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yup, cash especially you have to deal with armored transport, robberies, etc.

I'm assuming the only reason some prefer taxes is to transact under the table and avoid taxes.

I'd love it if we could use Lightning Payments instead but normies ain't ready for that

I guess that's one way of thinking about it

denlillaapan

TBH I think merchants are also happy for the convenience.  I'm in charge of payments for my church and we gladly accept ~2-3% credit card fees for the convenience of not having to handle a bunch of cash/checks.  Handling cash and checks add up to a lot of cost in terms of time and effort, especially in terms of tracking payments and bookkeeping.