Of course everyone decides for themselves. Nobody is trying to force anything. It's just a wake up call.
The point is that if you don't exercise spending bitcoin now, maybe you won't be allowed to do it the day you want to spend your bitcoin savings.
It's like the muscles: use them or lose them. If you don't exercise now, you won't have muscles when you need them.
I regularly spend a small amount of sats on various services, like vpn, top up my phone number. But it is in sats that the expenses are less than I regularly stack
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