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If you are using the LND implementation, there's an anchor reserve for the channels you have open.
Here you can read more about anchor reserve https://lightning.engineering/posts/2021-01-28-lnd-v0.12/
It is like an UTXO with max 100k sats that must be kept. So if you have open channels, that must be.

Is not about Umbrel. Umbrel is just a dumb web UI interface, is not the node itself.
Is about the LND code.

So I suggest to always keep only one UTXO with 100k sats in it, as a reserve. Then you will be able to spend a whole UTXO to open channels.
I know, is kinda stupid, but until Eltoo will be implemented, we have long walk to go...

Maybe this guide could help you more
https://darthcoin.substack.com/p/how-to-consolidate-utxos-to-open

Thanks

It didn't say anything about the 100k sats maximum. Is it the same if you have 2 channels or 200 channels?

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Is usually 10k sats/channel, but no more than 100k in total, if you keep it in one UTXO always.
Re-organize your UTXOs and always keep one UTXO with 100k. Never use that UTXO for opening channels.
And all will be just fine.

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