If your channel isn't large enough to handle your typical transaction, you will need to open another, larger channel to accommodate your needs, and pay another 3000 sat Phoenix fee and miner fees, whichare very high right now .
His second point regarding turning off on the fly channel creation gives you the power to decide when and if you want to open a channel, and thus avoid paying unnecessary fees.
exactly and because there is 1% fee for channel creation, but not less than 3k sat fee so you pay 1% fee only in case of >300ksat (and e.g. 3% in case of 100k sat) yet another proof: the bigger the better, channel of course ;)
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