Xotika was a big learning experience for me in so many ways. It died because my partner was unreliable and kinda scammed me. Also because I wasn't quite as experienced as I needed to be, and was scared to try and raise money and do the startup thing. I mostly funded it myself and it pretty much bankrupted me. If I were to build it today it would be so much better, and I will probably revisit the use case in the coming years. Video stuff is hard, and needs to be extra secure, but I happen to know some great tech for it is coming out later this year from some friends (No, not Impervious!)

Pretty sure Bitrefill already does offer billpay services but it might be better in some countries than others, I know it is an area they are growing, but I have not followed it closely. You'd have to ask Sergej for a better answer!

Hampus is great, but I wish he would work on our projects instead ;) Just being honest! We have some similar views about what is important for wallets, but we have our own LSP solution that we will launch this month, which we will eventually fully opensource and add some really cool features to.

If LN channels couldn't be force-closed you would have situations where you were stuck, maybe forever, without being able to settle. Without confidence of settlement, LN would be kinda pointless. As for whether some force-closes could be prevented, take that up with your implementation devs :) We have some ideas about how to improve LN and we will be sharing those later in the year.