If there are no large savings that can be stored on-chain in a cold wallet for a long time, then it is quite possible to use a pocket money lightning network for this. It is desirable that the wallet with LN be non-custodial, like Phoenix.
Recent events are temporary, I believe. People will play enough by spending a lot of money for nothing (actually in the pocket of the miners) and the fees will again become quite low.
If there are no large savings that can be stored on-chain in a cold wallet for a long time, then it is quite possible to use a pocket money lightning network for this. It is desirable that the wallet with LN be non-custodial, like Phoenix.
Recent events are temporary, I believe. People will play enough by spending a lot of money for nothing (actually in the pocket of the miners) and the fees will again become quite low.