True this is one of the most nefarious things about fiat money. When they can print to infinity it completely bastardizes the idea of opportunity cost.
The opportunity cost of not having bitcoin is selling out your future for the present. Sure you could probably go on some awesome vacations or buy a decent car or upgrade your kitchen for the price of a bitcoin but you would then be potentially shortchanging your future self. You would also be feeding the fiat beast and starving the bitcoin beast.