Agreed 100%, the only issue is for example: power companies. One can't pay cash or BTC there (yet) one needs to use CC or send a check (aka. promissory paper-note from a bank) to settle your electricity bill. There are probably more utilities like that, we can't insist on a payment option that is not offered now, can we?
for those who only accept payment via the banking oligopoly, the best you can do is file complaints on the basis of inclusivity.
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power companies? Not necessarily an issue: https://darthcoin.substack.com/p/pay-bills-with-bitcoin - Naturgy in Spain for example. OK, you probably meant in the US, but this shows there is some hope at least.
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Not 100% true.
In some countries there are services which let you pay utilities in bitcoin (Australia has living room of satoshi for example) In other countries you can pay with cash at convenience stores for many things.
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