Thank you for your thoughts. There are some people who, for whatever reason, do not have the insurance; financial, family, health etc who find themselves needing emergency help. The problem seems to be moving people from emergency help to supporting people to move on to better opportunities.
When life falls apart (and that comes in at different levels to different people) some people are incapable of processing and formulating a route out and may look to end their lives in preference. That starts the spiral of despair and descending the layers of f**cking up.
Personal responsibility is fundamentally important but so is the helping hand for those who need it.