No, you can have fiat because you need to have a value that do not fluctuate a lot in value in a specific period and still receive yield in bitcoin on dollar deposits in https://www.xapobank.com/ for example, that is a pro bitcoin bank.

idsera

nemo

You still have fiat in a bank account?
Why do you look to earn pennies (aka SN)?
Work and be paid in btc.
Stop keeping fiat in a bank.
People that still have fiat in a bank acc are just fiat maxis.

DarthCoin

You can at least have fiat but receive the yield from dollar deposits in bitcoin using a pro bitcoin bank like https://www.xapobank.com/

bitcoin

Is it time to pay with bitcoin?

hynek

When you initially have a large amount of bitcoins that you acquired in the early 10s, it is much easier to switch to the bitcoin standard and advise others to do so.

But there are a lot more people for whom that advice won't make life easier. You have to put a lot of effort into earning any bitcoins now.