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I think your math is way off.
A 24 word phrase, for one, is about 256 bits - so it’s actually 2^256 (not 24!) to find all possibilities. The number is about as large as the estimated number of atoms in the universe, much much larger than you suggest, around 10^77 IIRK. And no computer could possibly brute force this.
If a 24 word phrase took ~40 days to crack, as you suggested, then we’d all be screwed and I wouldn’t think bitcoin had any future at all as that’s not secure.
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So if you know the words but don’t know the order - got it. Likely an exceedingly rare use case - unsure why that’s an example.
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