You are afraid of the idea of anarchy. Are you afraid of the idea of making your own decisions? Are you afraid of the idea of freedom?
The only semi-valid argument I've heard, after learning about anarcho-capitalism in-depth for two decades, is "what will happen to the child molesters?" This is appeal to emotion, be it a logical fallacy is still a powerful one.
You are making all the arguments of the lazy tyrant:"WE shouldn't ALLOW this or that", "SOMEONE AUGHT TO do something about this or that", "WITHOUT THE MOB STEALING FROM THE RICH, HOW WILL WE SURVIVE?" These are all thoughts of a sheltered child with a magic button wielding unlimited power believing its the world's responsibility to provide for them the 5 basic needs: Food, Water, Shelter, Security and Energy.
You tell me, why should institutionalized theft be preferable over starvation of the irresponsible?
How does one institute charity under a system of coersion? Coersion is darkness, charity is light, the two simply are mutually exclusive.