I use Strike for spending fiat and supporting the merchant by they receiving sats. Definitely recommend that!
My on-chain setup is to run an Umbrel node and connect to it with a dedicated laptop which serves no other purpose. On that I use either a Trezor or Coldcard connecting through Electrum. This would be way too advanced for a beginner but it sure is safe!
strike never approved me, how long did it take to approve u?
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Less than a day. Might just want to hit up their support email.
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