That is sad. If only these people would use that energy to learn something new we would be in a different place. If it looks like a duck and quacks, it's a duck.... "Stay vigilant" is right.. I have one rule which is never to click on any links that are "sus" and go directly to the source. It takes 2 seconds and one avoids spreading your data (including metadata) around.
100% man, cultivating that habit will make sure you don't end up handing over sats unnecessarily, being your own bank is hard, we're so used to service providers and custodians managing what is legit and what is not, and we need to get away from it, trust no one
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