I would like to propose Scenario C: open dime funds, locked away in a citadel far-far away, and the funds are also locked on a higher transaction level of some sort, used by plebs connected on a local mesh network. may have to travel by foot very far to connect to the mesh networks, but that is OK, we were given legs by the creator.
but yeah, no easy access to the global satellite internet would make it a very adventurous world.