Here's how it will look:

Let's say you have 10 BTC after stacking for many years, and then blackrock & a crapload of other ETFs get approved & try to buy all the free & new issuance BTC the moment it hits the market.

Overnight the ability to stack becomes harder, and you realize that you're locked in at 10BTC for literally the rest of your life. You'll never, ever, ever see the 11th BTC.

But of course that comes with the benefit of your 10BTC constantly reaching new daily highs... $69k one week, $100k the next week, 200k the next, 500k the next, etc... It doesn't seem to stop for months and months until we've finally hit the top of the current surge of the bull market. (like we did in 2013, 2017, & 2021.)

But this time it can't fall 80% again. It'll go down a bit but not 80%. Maybe 30%. I can only speculate but blackrock isn't going to suddenly sell off 80% of their coins.

At any rate, your 10btc tops out (for the cycle) worth about $20 Million USD in today's terms. The price goes sideways again at some point around there after the bottom has been found, let's say at $15m. You start to feel that this is what your savings are worth. You could buy 15 yachts or 15 mansions.

Since you'll never see that 11th BTC, there is no way, whatsoever, that working your old job is ever going to earn you enough money to make a difference again. You're effectively retired, living off your bitcoin. And you know there will be another surge in 4 years to turn your $15m into something far larger like $100m. Then $500m another 4 years later. -You'll never lift a finger again to earn more coins.

You have to live your life, however. Food costs money, the wifey wants some new shoes, your house needs repairs, your body needs healthcare, the kids need education, etc., etc. You WILL be spending coins... Albeit more sats at the top of the bull cycle and fewer at the bottom. How much more will be up to your personal time preference & how many coins you've stacked this year before the bull run takes your ability to earn more away.

I'd say all hodlers right now will hit that feeling by 2028 or 2032 at the latest... Their new worth will be so high by then that they can literally buy those yachts without spending too large of a percentage of their stash by then.