I charge about .5% of the liquidity and guarantee to keep the channel open for 90 days. This gives me about 2% return on investment a year.
The market is currently evolving - everybody is testing out what makes sense and how the demand is structured. I do the same.
And yes - this undertaking is capital intensive.
2% low-risk growth in Bitcoin is pretty good despite what some might have you believe. Especially since it contributes to making BTC itself more useful and valuable. The risks here are actually much lower than lending your BTC to someone offering 5%+ yield