This is every client i helped buy or refi from 2020 to feb 2022.  Normal folk aint buying homes rn.

I am in the <2.5% camp and feel currently incentivized to make minimum payments for the entire life of the loan. I feel extremely fortunate because I could not afford to enter the market in anyway in todays climate. 

Bitcoinisawesome

kepford

This is true no one with a 2.5 % 30 yr fixed from 2020 is going to sell their home and buy back in at current rates.  

bzzzt

bitcoin

Will Bitcoin Solve the Housing Crisis?

I've been saying that it's implicit home value depreciation, in the form of slower rates of sales. If sellers were still taking same-day or same-week offers, they'd be getting much lower prices.