I believe in re-education. I believe that if people go through enough (rather, I've seen this myself), they'll regain the want and remember the need for holding their own wealth - And technology for the first time makes that a viable approach, even if the UX requires refining. The world is in a perfect state to catalyst exactly that kind of mentality shift.
That being said, most of all, I want choice. I want to be able to hold my own keys, and I want you to be able to hold your own keys even if you believe you shouldn't - That'll then be your choice to make, but not mine or anyone else's.