Internet of Things is the biggest culprit, we need some big regulations for it and we also need some auto-securing platform that people switch all these things to from Windows and ancient Linux versions.
Imo, big regulations ain't going to help with people not securing their devices. It might help with better security defaults and punishing companies for bad security, but I've seen "well-intentioned" regulations backfire too often, so I am skeptical.
IoT is a factor, but this was a problem even before IoT became a thing, I think.
There is no easy way out of this, people will need to learn some digital hygiene.
I am probably biased.
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