awesome!  this is my first month doing this.  it takes a few days for the transaction to clear and you can only submit payments during business hours which is strange.

Unfortunately they neutered the spin wheel- before I would collect 25+ spins before a big spend making it more likely than not you could hit 3-4%.  Now my goal is pay off big spend every ~Friday AM to use 4 spins from Thurs, 3 spin Friday bonus and 4 spins from Friday.

Then for the next week I spend my daily 4 spin drop on something cheap like a mcdonald's $1 coffee go for broke trying to hit 2x max spend (5k sat max).

I just ran this experiment and it worked. Thanks for the update here and this will be my primary setup to earning sats (double cash + fold) 

Daily discussion thread

saloon

Don't use the fold account and routing number like a checking account, instead Paypal should be charging fold via debit card access.

See if this helps:
https://blog.foldapp.com/now-pay-your-mortgage-rent-and-more-with-your-fold-card/